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Relax Knowing You're Covered with Plans from Our Insurance Agency in Florence, Kentucky
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(859) 525-2286
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Safeguard Your Home or Business
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by Choosing Our Business or Homeowners Insurance Plans
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| Feel at ease when you have a homeowners or business insurance plan from our agency in Florence, Kentucky. Insurance Services of the Tri-State offers you great insurance plans to protect your home or business from the unexpected. Contact our insurance agency at (859) 525-2286 to receive a quote today. |
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Homeowners Insurance
In order to replace your home if you have a total loss, your policy must be written with Replacement Cost Coverage. This is not basic policy coverage, and the same applies to the contents of your home.
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Basic Coverage Includes:
• Dwelling
• Other Structures Such as a Shed or Pool
• Personal Contents
• Personal Liability
• Medical Payments to Others |
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Additional Coverage to Consider:
• Scheduled Personal Property–Most homeowners policies only cover a set amount for jewelry, fine arts, and furs. If you own items worth more than $1,000, consider this option.
• Flood Insurance & Earthquake
• Incidental Business Liability
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Business Insurance
Ensure your business is protected with a business insurance plan from our company. Primary coverage includes:
Business Income
• To Cover the Structure a Business Operates out of Against Fire, Wind, and Other Covered Perils
• To Cover Office/Business Related Contents against Loss
Net Income
• (Net Profit or Loss before Income Taxes) That Would Have Been Earned or Incurred
• Continuing Normal Operating Expenses Incurred, Including Payroll
Extra Expense
• To Avoid or Minimize the Suspension of Business & to Continue "Operations"
• At the Covered Premises; or at Replacement Premises or at Temporary Locations Including:
—Relocation Expenses and Costs to Equip & Operate the Replacement or Temporary Locations
—To Minimize the Suspension of Business if You Cannot Continue "Operations"
—To Research, Replace, or Restore the Lost Information on Damaged Valuable Paper &
Records: to the Extent it Reduces the Amount of Loss That Otherwise Would Have Been
Payable under This Additional Coverage or Additional Coverages & Business Income
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| Call us today at (859) 525-2286 in Florence, Kentucky, with questions about our business or homeowners insurance we offer. |
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